Funded account
A funded account is the stage a prop firm trader reaches after passing an evaluation: the trader keeps trading under the firm's rules, usually with a different drawdown model and payout conditions, and withdraws a stated share of the profit as payouts until a rule breach closes the account.
Senzoukria · Glossary · Updated September 2026
How a funded account differs from the evaluation
Passing changes the objective. There is no longer a target to reach; the account exists to generate withdrawals while staying above its drawdown. The rulebook for this stage is distinct, and the differences are where surprises tend to happen: a drawdown that keeps trailing after funding, a consistency rule that only applies now, minimum days between payouts, caps on the first withdrawals, and activation or monthly fees.
| Objective | Reach the profit target | Withdraw payouts, stay above drawdown |
|---|---|---|
| Drawdown | Often trailing | Trailing, static or locked, per firm |
| Consistency rule | May or may not apply | May apply to payouts even if absent before |
| Payouts | None | Profit split, caps, minimum days between requests |
| Fees | Evaluation price, resets | Activation, possibly monthly |
Simulated or live
Many firms keep the funded account simulated and pay the trader's share from their own revenue; some copy trades to a live account after a period. The agreement says which. In both cases the drawdown is real for the trader in the sense that a breach closes the account and ends the income, which is why any order sent to it deserves the same care as an order on personal capital.
In Senzoukria
The Connections manager treats a funded account as a special case. Order routing is available per connection, off by default, and always off on a Funded account until the user enables it through a confirmation dialog stating that the account is funded and that orders placed there affect the real drawdown. A warning line in the connection card repeats that routing stays disabled. In the Prop firm rules form, the Funded account section is filled separately from the Evaluation section; the Prop firm simulation reports Funded accounts, Funded survival, Funded lifetime, the share that reaches a first payout and the Cost per funded account, and the split-by-account equity curve draws each funded account as its own band because the trader's own curve never resets while an account does.
Questions to ask the firm before connecting software
- Does the funded account receive its own data credentials, or does the platform change at funding?
- Is manual order routing from a third-party application permitted at this stage?
- Is automated trading permitted on the funded account? Several firms forbid it there even when they tolerate it during evaluation.
- Which drawdown model applies now, and does it still move?
Related
- Evaluation account
- Prop firm
- Static drawdown
- Drawdown lock
- Orderflow software on prop firm accounts
- Pricing
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Frequently asked questions
- Why is order routing off by default on a funded account in Senzoukria?
- Because a mistaken order on a funded account costs drawdown that cannot be reset with a fee. Routing has to be enabled per connection and, on a funded account, through an explicit confirmation naming the account. Nothing leaves the platform without a click, and the strategy autopilot additionally requires an arming word and an acknowledgement that the firm permits automation.
- What is the profit split?
- The percentage of each payout that the trader keeps, the remainder going to the firm. The split may rise after a number of payouts. It applies to withdrawn profit, so early payout caps and minimum days between requests shape how quickly the trader actually receives money.
- Does a funded account have a time limit?
- Usually not a fixed expiry, but firms may put an inactive account to sleep after a number of days without trades and may require a minimum number of trading days between payouts. The account lives as long as it respects its drawdown and the other written rules.